Title 9-A. Maine Consumer Credit Code

Article 1. General Provisions and Definitions

• Part 1. General Provisions
• Part 2. Scope and Jurisdiction
• Part 3. Definitions

Article 2. Finance Charges and Related Provisions

• Part 1. General Provisions
• Part 2. Consumer Credit Sales: Maximum Finance Charges
• Part 3. Consumer Loans: Supervised Lenders
• Part 4. Consumer Loans: Maximum Finance Charges
• Part 5. Consumer Credit Transactions: Other Charges and Modifications
• Part 6. Other Credit Transactions

Article 3. Regulation of Agreements and Practices

• Part 1. General Provisions
• Part 2. Disclosure
• Part 3. Limitations On Agreements and Practices
• Part 4. Limitations On Consumer's Liability
• Part 5. Home Solicitation Sales

Article 4. Insurance

• Part 1. Insurance In General
• Part 2. Consumer Credit Insurance
• Part 3. Property and Liability Insurance
• Part 4. Insurance Activities By Supervised Lenders

Article 5. Remedies and Penalties

• Part 1. Limitations On Creditors' Remedies
• Part 2. Consumers' Remedies
• Part 3. Criminal Penalties

Article 6. Administration

• Part 1. Powers and Functions of Administrator
• Part 2. Notification and Fees
• Part 3. Council of Advisors On Consumer Credit
• Part 4. Administrative Procedure and Judicial Review

Article 7. Truth-In-Lending

• Part 1. General Provisions

Article 8. Truth-In-Lending

• Part 1. General Provisions
• Part 2. Disclosure Requirements
• Part 3. Credit Card Restrictions
• Part 4. Fair Credit Billing

Article 9. Consumer Credit Transactions Made to Acquire Real Estate Or Secured By First-Lien Mortgages

• Part 1. General Provisions
• Part 2. Licensing
• Part 3. Regulation of Agreements and Practices
• Part 4. Remedies and Penalties

Article 10. Loan Brokers

• Part 1. General Provisions
• Part 2. Registration and Bonding
• Part 3. Regulation of Practices
• Part 4. Remedies and Penalties

Article 11. Rental-Purchase Practices

• § 11-101. Short Title
• § 11-102. Purpose; Rules of Construction
• § 11-103. Supplementary General Principles of Law Applicable
• § 11-104. Application
• § 11-105. Definitions
• § 11-106. Inapplicability of Other Laws; Exempt Transactions
• § 11-107. General Requirements of Disclosure
• § 11-108. Disclosure
• § 11-109. Prohibited Practices
• § 11-110. Calculation of Late Charges
• § 11-111. Allowable Charges
• § 11-112. Default; Notice of Default and Right to Cure
• § 11-113. Reinstatement
• § 11-114. Consumer's Right to Acquire Ownership When 50% of Payments Equals Cash Price
• § 11-115. Liability Damage Waivers; Fees
• § 11-116. Receipts and Accounts
• § 11-117. Renegotiations and Extensions
• § 11-118. Advertising and Point-Of-Sale Disclosure
• § 11-119. Collection Activity
• § 11-120. Enforcement; Penalties
• § 11-121. Effective Date
• § 11-122. Privacy of Consumer Financial Information

Article 12. Legal Funding Practices

• § 12-101. Short Title
• § 12-102. Definitions
• § 12-103. Application of Law
• § 12-104. Requirements For Legal Funding Contracts
• § 12-105. Fee Requirements
• § 12-106. Registration of Litigation Funding Provider; Fees
• § 12-107. Powers and Functions of the Administrator