Chapter 24. Interest
Article 1. General Provisions
- N.C. Gen. Stat. § 24-1 Legal Rate Is Eight Percent
- N.C. Gen. Stat. § 24-1.1 Contract Rates and Fees
- N.C. Gen. Stat. § 24-1.1A Contract Rates On Home Loans Secured By First Mortgages Or First Deeds of Trust
- N.C. Gen. Stat. § 24-1.1B [Repealed]
- N.C. Gen. Stat. § 24-1.1C [Repealed]
- N.C. Gen. Stat. § 24-1.1D Expired
- N.C. Gen. Stat. § 24-1.1E Restrictions and Limitations On High-Cost Home Loans
- N.C. Gen. Stat. § 24-1.1F Rate Spread Home Loans
- N.C. Gen. Stat. § 24-1.2 [Repealed]
- N.C. Gen. Stat. § 24-1.2A Equity Lines of Credit
- N.C. Gen. Stat. § 24-1.3 [Repealed]
- N.C. Gen. Stat. § 24-1.4 Interest Rates For Savings and Loan Associations
- N.C. Gen. Stat. § 24-2 Penalty For Usury; Corporate Bonds May Be Sold Below Par
- N.C. Gen. Stat. § 24-2.1 Transactions Governed By Chapter
- N.C. Gen. Stat. § 24-2.2 Interest On Extensions of Credit By Banks and Savings and Loan Associations; Exceptions
- N.C. Gen. Stat. § 24-2.3 State Opt-Out From Federal Preemption
- N.C. Gen. Stat. § 24-2.4 Prepayment of a Loan If There Are No Prepayment Terms Or If the Prepayment Terms Are Not In Accordance With Law
- N.C. Gen. Stat. § 24-2.5 Mortgage Bankers and Mortgage Brokers
- N.C. Gen. Stat. § 24-3 Time From Which Interest Runs
- N.C. Gen. Stat. § 24-4 Obligations Due Guardians to Bear Compound Interest; Rate of Interest
- N.C. Gen. Stat. § 24-5 Interest On Judgments
- N.C. Gen. Stat. § 24-6 Clerk to Ascertain Interest Upon Default Judgment On Bond, Covenant, Bill, Note Or Signed Account
- N.C. Gen. Stat. § 24-7 Interest From Verdict to Judgment Added As Costs
- N.C. Gen. Stat. § 24-8 Loans Not In Excess of $300,000; What Interest, Fees and Charges Permitted
- N.C. Gen. Stat. § 24-9 Loans Exempt From Rate and Fee Limitations
- N.C. Gen. Stat. § 24-9.1 Certain Repayments to Consumers By Public Utilities Not Subject to Claim Or Defense of Usury
- N.C. Gen. Stat. § 24-9.2 [Repealed]
- N.C. Gen. Stat. § 24-9.3 Economic Development Loans
- N.C. Gen. Stat. § 24-10 Maximum Fees On Loans Secured By Real Property
- N.C. Gen. Stat. § 24-10.1 Late Fees
- N.C. Gen. Stat. § 24-10.2 Consumer Protections In Certain Home Loans
- N.C. Gen. Stat. § 24-11 Certain Revolving Credit Charges
- N.C. Gen. Stat. § 24-11.1 Disclosure Requirements For Credit Cards
- N.C. Gen. Stat. § 24-11.2 Disclosure Requirements For Charge Cards
Article 2. Loans Secured By Secondary Or Junior Mortgages
- N.C. Gen. Stat. § 24-12 Applicability of Article
- N.C. Gen. Stat. § 24-13 Principal Amount Defined
- N.C. Gen. Stat. § 24-14 Limitations On Charges and Interest
- N.C. Gen. Stat. § 24-15 [Repealed]
- N.C. Gen. Stat. § 24-16 Itemized Closing Statements
- N.C. Gen. Stat. § 24-16.1 Loans Exempt From Section Section 24-12 to 24-17
- N.C. Gen. Stat. § 24-17 Misdemeanors