Chapter 45. Interest, Loans, and Debt
Index
- § 45-101. Repealed
- § 45-101.01. Unconstitutional
- § 45-101.02. Terms, Defined
- § 45-101.03. General Interest Rate; Maximum; Variable Rate Authorized; Conditions
- § 45-101.04. General Interest Rate; Maximum; When Not Applicable
- § 45-101.05. Mortgage Loan; Escrow Account; How Established and Maintained
- § 45-101.06. Escrow Accounts; Not Required
- § 45-101.07. Violations; Penalty
- § 45-102. Interest; Legal Rate; Exception
- § 45-103. Interest; Judgments; Decrees; Rate; Exceptions
- § 45-103.01. Postjudgment Interest; Accrual; When
- § 45-103.02. Prejudgment Interest; Accrual; When; Conditions
- § 45-103.03. Interest; How Computed
- § 45-103.04. Prejudgment Interest; Exceptions
- § 45-104. Interest; Other Contract Obligations
- § 45-104.01. Interest; Political Subdivisions; Delinquent Taxes; Special Assessments
- § 45-104.02. Interest; State of Nebraska; Delinquent Taxes; Special Assessments; Credits Or Refunds
- § 45-105. Usury; Penalty
- § 45-105.01. Unconstitutional
- § 45-106. Interest; Warrants Or Orders
- § 45-107. Interest; Effect On Purchase of Certain Lands
- § 45-108. Interest; Rate; When Calculated By the Year
- § 45-109. Contracts For Payment of Money Or Indebtedness; When Usurious
- § 45-110. Usurious Contracts; Limit of Recovery
- § 45-111. Usury; Civil Proceedings; Testimony of Lender Compellable
- § 45-112. Usury; Relief; Tender of Principal Unnecessary
- § 45-113. Usury; Witness; Testimony Not Evidence In Criminal Proceeding, When
- § 45-114. Transferred
- § 45-115. Transferred
- § 45-116. Transferred
- § 45-117. Transferred
- § 45-118. Transferred
- § 45-119. Transferred
- § 45-120. Transferred
- § 45-121. Transferred
- § 45-122. Transferred
- § 45-123. Transferred
- § 45-124. Transferred
- § 45-125. Repealed
- § 45-126. Transferred
- § 45-127. Transferred
- § 45-128. Transferred
- § 45-129. Transferred
- § 45-130. Transferred
- § 45-131. Transferred
- § 45-132. Transferred
- § 45-133. Transferred
- § 45-134. Transferred
- § 45-135. Transferred
- § 45-136. Transferred
- § 45-137. Transferred
- § 45-138. Transferred
- § 45-139. Transferred
- § 45-140. Transferred
- § 45-141. Repealed
- § 45-142. Transferred
- § 45-143. Transferred
- § 45-144. Transferred
- § 45-145. Transferred
- § 45-146. Repealed
- § 45-147. Repealed
- § 45-148. Transferred
- § 45-149. Transferred
- § 45-150. Transferred
- § 45-151. Repealed
- § 45-152. Repealed
- § 45-153. Transferred
- § 45-154. Transferred
- § 45-155. Transferred
- § 45-155.01. Repealed
- § 45-156. Transferred
- § 45-157. Transferred
- § 45-158. Transferred
- § 45-159. Repealed
- § 45-160. Repealed
- § 45-161. Repealed
- § 45-162. Repealed
- § 45-163. Repealed
- § 45-164. Repealed
- § 45-165. Repealed
- § 45-165.01. Repealed
- § 45-165.02. Repealed
- § 45-166. Repealed
- § 45-167. Repealed
- § 45-168. Repealed
- § 45-169. Repealed
- § 45-170. Repealed
- § 45-171. Repealed
- § 45-172. Repealed
- § 45-173. Transferred
- § 45-174. Transferred
- § 45-175. Transferred
- § 45-176. Transferred
- § 45-177. Transferred
- § 45-178. Transferred
- § 45-179. Transferred
- § 45-180. Transferred
- § 45-181. Transferred
- § 45-182. Transferred
- § 45-183. Transferred
- § 45-184. Transferred
- § 45-185. Transferred
- § 45-186. Transferred
- § 45-187. Transferred
- § 45-188. Transferred
- § 45-188.01. Repealed
- § 45-189. Loan Brokers; Legislative Findings
- § 45-190. Terms, Defined
- § 45-191. Loan Brokers; Prohibited Acts
- § 45-191.01. Loan Brokerage Agreement; Written Disclosure Statement; Requirements
- § 45-191.02. Loan Brokers; Filings With Department Required; Filing Fees
- § 45-191.03. Prohibited Acts; Violations; Penalties
- § 45-191.04. Loan Brokerage Agreement; Requirements; Right to Cancel
- § 45-191.05. Waiver of Sections; Attempt; Prohibited
- § 45-191.06. Department; Adopt Rules and Regulations
- § 45-191.07. Violation of Loan Brokerage Agreement By Loan Broker; Effect
- § 45-191.08. Director; Enforcement Powers
- § 45-191.09. Director; Summary Cease and Desist Order; When; Other Enforcement Measures; Collection of Fines and Costs; Hearing; Procedure; Appeal
- § 45-191.10. Persons Exempt
- § 45-191.11. Burden of Proof
- § 45-192. Repealed
- § 45-193. Repealed
- § 45-194. Transferred
- § 45-195. Transferred
- § 45-196. Transferred
- § 45-197. Repealed
- § 45-198. Transferred
- § 45-199. Transferred
- § 45-1,100. Transferred
- § 45-1,101. Transferred
- § 45-1,102. Transferred
- § 45-1,103. Transferred
- § 45-1,104. Federal Interest Rate Limitations; Rejected By State
- § 45-1,105. Terms, Defined
- § 45-1,106. Consumer Credit Transaction; Default; Notice Required
- § 45-1,107. Consumer Credit Transaction; Default; Consumer's Right to Cure
- § 45-1,108. Consumer Credit Transaction; Voluntary Surrender of Goods; Creditor's Right to Enforce Security Interest
- § 45-1,109. Consumer Credit Transactions; Procedures; When Applicable
- § 45-1,110. Consumer Credit Default Procedures; Not Applicable to Certain Licensees
- § 45-1,111. Forced Sale; Disposition of Certain Proceeds
- § 45-1,112. Terms, Defined
- § 45-1,113. Action Or Defense Based On Credit Agreement; Requirements
- § 45-1,114. Implied Credit Agreement; Limitations
- § 45-1,115. Sections; Applicability
- § 45-1,116. Transferred
- § 45-201. Repealed
- § 45-202. Repealed
- § 45-203. Repealed
- § 45-204. Terms, Defined
- § 45-205. Agreements; Requirements; Fees and Delinquency Charges Authorized
- § 45-206. Monthly Statement By Seller; Contents; Payment In Full; Requirements
- § 45-207. Time-Price Differential; Rate; Maximum
- § 45-208. Violations; Penalty
- § 45-209. Prohibited Acts
- § 45-301. Repealed
- § 45-302. Repealed
- § 45-303. Repealed
- § 45-304. Repealed
- § 45-305. Repealed
- § 45-306. Repealed
- § 45-307. Repealed
- § 45-308. Repealed
- § 45-309. Repealed
- § 45-310. Repealed
- § 45-311. Repealed
- § 45-312. Repealed
- § 45-313. Repealed
- § 45-314. Repealed
- § 45-315. Repealed
- § 45-316. Repealed
- § 45-317. Repealed
- § 45-318. Repealed
- § 45-319. Repealed
- § 45-320. Repealed
- § 45-321. Repealed
- § 45-322. Repealed
- § 45-323. Repealed
- § 45-324. Repealed
- § 45-325. Repealed
- § 45-326. Repealed
- § 45-327. Repealed
- § 45-328. Repealed
- § 45-329. Repealed
- § 45-330. Repealed
- § 45-331. Repealed
- § 45-332. Repealed
- § 45-333. Transferred
- § 45-334. Act, How Cited
- § 45-335. Terms, Defined
- § 45-336. Installment Contract; Requirements
- § 45-337. Insurance; Policy; Cancellation; Premium Refund; Fee
- § 45-338. Installment Contract; Time-Price Differential; Rate; Maximum; Origination Fee
- § 45-339. Subsequent Purchases; Consolidate With Previous Contract; Requirements
- § 45-340. Contracts Negotiated By Mail; Requirements
- § 45-341. Delinquency Charges; Limitation; Fee
- § 45-342. Prepayment; Rebate; How Computed
- § 45-343. Failure to Obtain License; Penalty
- § 45-344. Excess Charges; Penalty
- § 45-345. License; Requirement; Exception
- § 45-346. License; Application; Issuance; Fee; Revocation; Requirements
- § 45-347. Fees; Disposition
- § 45-348. License; Renewal; Fee; Voluntary Surrender of License
- § 45-349. Repealed
- § 45-350. License; Denial of Renewal; Suspension; Revocation; Appeal
- § 45-351. Licensee; Investigation and Inspection; Director; Appoint Examiners; Charges; Fines; Lien
- § 45-351.01. Holder of Contract; Extension Or Deferment Authorized; Fee
- § 45-352. Rules and Regulations; Adopt
- § 45-353. Violations; Enforcement; Receiver; Appointment; Powers; Duties
- § 45-401. Repealed
- § 45-402. Repealed
- § 45-403. Repealed
- § 45-404. Repealed
- § 45-405. Repealed
- § 45-406. Repealed
- § 45-407. Repealed
- § 45-408. Repealed
- § 45-501. Repealed
- § 45-502. Repealed
- § 45-601. Act, How Cited; Collection Agency; License Required; Violation; Penalty; Foreign Agency; Communication Authorized
- § 45-602. Terms, Defined
- § 45-603. Collection Agency Licensing Board; Created; Members; Term; Expenses; Employees; Secretary of State; Duties
- § 45-604. Board; Adopt Rules and Regulations
- § 45-605. Board; Duties; Application For License; Filing; Issuance; Denial; Appeal
- § 45-606. License; Application; Fee; Financial Statement; Form
- § 45-607. License; Qualifications of Licensee
- § 45-608. Licensee; Bond; Conditions
- § 45-609. License; Form; Display
- § 45-610. Licensee; Employees; Solicitor's Certificates; Form
- § 45-611. Licenses; Certificates; Expiration; Renewal; Application; Time
- § 45-612. Licensee; Solicitor; Violation; Conviction; Revocation; Hearing; Order
- § 45-613. Licensee; Solicitor; Complaint; Citation; Notice; Hearing
- § 45-614. Licensee; Solicitor; Citation; Power to Issue Subpoenas; Depositions
- § 45-615. Licensee; Solicitor; Citation; Hearing; Board; Findings; Powers
- § 45-616. License; Solicitor's Certificate; Appeals; Procedure
- § 45-617. Licensee; Solicitor's Certificate; Appeal; Effect
- § 45-618. Licensee; Change Place of Business; Notify Secretary of State; New License; Issuance; Solicitor; Employment Terminated; Return Certificate
- § 45-619. Licensee; Board; Require Financial Statement; Confidential
- § 45-620. License; Certificates; Fees
- § 45-621. Nebraska Collection Agency Fund; Created; Use; Investment
- § 45-622. Licensee; Solicitor; Prohibited From Practice of Law
- § 45-623. Collection of Public Debts; Contracts Authorized; Requirements
- § 45-701. Act, How Cited
- § 45-702. Terms, Defined
- § 45-703. Act; Exemptions
- § 45-704. Registration Required; Registration Statement; Fee; Procedure; Renewal
- § 45-705. License Or Registration Required; Application; Fee; Registered Agent
- § 45-706. License; Issuance; Denial; Appeal; Renewal; Fee
- § 45-707. License; Suspension Or Revocation; Administrative Fine; Procedure; Surrender; Cancellation; Expiration; Effect
- § 45-708. Prohibited Acts; Penalty
- § 45-709. Surety Bond; Requirements
- § 45-710. Director; Investigate Complaints; Request For Information; Costs; Confidentiality
- § 45-711. Licensee; Duties
- § 45-712. Licensee; Failure to Deliver Abstract of Title
- § 45-713. Transfer of Servicing Rights; Duties
- § 45-714. Prohibited Acts; Violation; Penalty; Civil Liability
- § 45-715. Department; Duties; Rules and Regulations
- § 45-716. Money Collected; Disposition
- § 45-717. Cease and Desist Orders; Director; Duties; Review; Violation; Penalty; Enforcement By Attorney General; Construction of Act
- § 45-717.01. Violations; Administrative Fine; Costs; Lien
- § 45-718. Appeals
- § 45-719. Act; Liberal Construction
- § 45-720. Personal Jurisdiction; When
- § 45-721. Loans Subject to Act
- § 45-801. Act, How Cited
- § 45-802. Terms, Defined
- § 45-803. Exemptions
- § 45-804. Prohibited Acts
- § 45-805. Surety Bond Or Surety Account; Requirements; Action On Surety; Depository; Secretary of State; Powers and Duties
- § 45-806. Registration Statement; Contents; Requirements; Fee
- § 45-807. Written Statement to Buyer; Contents; Credit Services Organization; Duties
- § 45-808. Contract; Requirements; Cancellation; Procedure; Notice; Breach; Effect
- § 45-809. Waiver of Rights; Void
- § 45-810. Damages
- § 45-811. Violation; Injunction
- § 45-812. Violation; Deceptive Trade Practice
- § 45-813. Statute of Limitations
- § 45-814. Violation; Penalty
- § 45-815. Remedies
- § 45-901. Act, How Cited
- § 45-902. Terms, Defined
- § 45-903. Act; Not Applicable to Financial Institutions
- § 45-904. License Required
- § 45-905. Application For License; Form; Contents; Criminal History Record Information Check
- § 45-906. Application; Fee; Bond
- § 45-907. Application; Notice of Filing; Publication; Hearing; Investigation; Costs
- § 45-908. License; Issuance; Conditions
- § 45-909. Application For License; Timely Action of Director Required; Appeal
- § 45-910. License; Posting; Renewal; Fee
- § 45-911. Surrender of License; Effect
- § 45-912. Licensee; Duty to Inform Director; When
- § 45-913. License; Not Transferable Or Assignable
- § 45-914. Change In Control of Licensee; Approval Required
- § 45-915. Licensee; Principal Place of Business; Change of Location; Branch Offices; Approval Required; Fee
- § 45-916. Operating With Other Business; Conditions
- § 45-917. Licensee; Written Notice; Contents; Fees, Charges, and Penalties; Posting Required
- § 45-918. Fee; Limitation
- § 45-919. Acts Prohibited
- § 45-920. Director; Examination of Licensee; Costs
- § 45-921. Alleged Violations; Director; Powers and Duties
- § 45-922. Licensee; Disciplinary Actions; Failure to Renew