Financial Services

Article 1. General Provisions

• N.Y. Financial Services Law § 101 Short Title
• N.Y. Financial Services Law § 101-A Legislative Findings and Determinations
• N.Y. Financial Services Law § 102 Department of Financial Services
• N.Y. Financial Services Law § 103 Explanation of Order of Provisions
• N.Y. Financial Services Law § 104 Definitions

Article 2. Organization of the Department of Financial Services

• N.Y. Financial Services Law § 201 Declaration of Policy
• N.Y. Financial Services Law § 202 Superintendent
• N.Y. Financial Services Law § 203 Deputies; Employees
• N.Y. Financial Services Law § 204 Offices of the Department
• N.Y. Financial Services Law § 205 Bureaus
• N.Y. Financial Services Law § 205-A Report
• N.Y. Financial Services Law § 205-B [Repealed Effective 10/3/2026] State Charter Advisory Board
• N.Y. Financial Services Law § 206 Assessments to Defray Operating Expenses of the Department
• N.Y. Financial Services Law § 207 Annual Report of the Superintendent

Article 3. Administrative and Procedural Provisions

• N.Y. Financial Services Law § 301 Powers of the Superintendent
• N.Y. Financial Services Law § 302 Regulations By Superintendent
• N.Y. Financial Services Law § 303 Orders of Superintendent; When Writing Required
• N.Y. Financial Services Law § 304 Notice; How Given
• N.Y. Financial Services Law § 304-A Actions of the Department Subject to the State Administrative Procedure Act
• N.Y. Financial Services Law § 305 Hearings; Conduct; Findings and Report
• N.Y. Financial Services Law § 306 Attendance of Witnesses; Production of Documents and Records
• N.Y. Financial Services Law § 308 Judicial Review of Orders, Regulations and Decisions of Superintendent
• N.Y. Financial Services Law § 309 Injunction to Restrain Violation of This Chapter
• N.Y. Financial Services Law § 310 Certificates As Evidence; Affirmation of Documents and Testimony
• N.Y. Financial Services Law § 311 Financial Literacy Education

Article 4. Financial Frauds Prevention

• N.Y. Financial Services Law § 402 Legislative Declaration
• N.Y. Financial Services Law § 403 Financial Frauds and Consumer Protection Unit
• N.Y. Financial Services Law § 404 Powers of the Financial Frauds and Consumer Protection Unit
• N.Y. Financial Services Law § 405 Immunity
• N.Y. Financial Services Law § 406 Other Law Enforcement Authority, Powers and Duties Not Affected Or Impaired
• N.Y. Financial Services Law § 408 Civil Penalty
• N.Y. Financial Services Law § 409 Reports

Article 5. Restrictions On Officers and Employees of the Department

• N.Y. Financial Services Law § 501 Restrictions On Officers and Employees of the Department; Penalty

Article 6. Emergency Medical Services and Surprise Bills

• N.Y. Financial Services Law § 601 Dispute Resolution Process Established
• N.Y. Financial Services Law § 602 Applicability
• N.Y. Financial Services Law § 603 Definitions
• N.Y. Financial Services Law § 604 Criteria For Determining a Reasonable Fee
• N.Y. Financial Services Law § 605 [Effective Until 1/1/2025] Dispute Resolution For Emergency Services
• N.Y. Financial Services Law § 605 [Effective 1/1/2025] Dispute Resolution For Emergency Services
• N.Y. Financial Services Law § 606 [Effective Until 1/1/2025] Hold Harmless For Insureds From Bills For Emergency Services and Surprise Bills
• N.Y. Financial Services Law § 606 [Effective 1/1/2025] Hold Harmless For Insureds From Bills For Emergency Services and Surprise Bills
• N.Y. Financial Services Law § 607 Dispute Resolution For Surprise Bills
• N.Y. Financial Services Law § 608 Payment For Independent Dispute Resolution Entity

Article 7. Student Debt Consultants

• N.Y. Financial Services Law § 701 Definitions
• N.Y. Financial Services Law § 702 Prohibitions
• N.Y. Financial Services Law § 703 Disclosure Requirements
• N.Y. Financial Services Law § 704 Student Debt Consulting Contracts
• N.Y. Financial Services Law § 705 Penalties and Other Provisions
• N.Y. Financial Services Law § 706 Rules and Regulations

Article 8. Commercial Financing

• N.Y. Financial Services Law § 801 Definitions
• N.Y. Financial Services Law § 802 Exemptions
• N.Y. Financial Services Law § 803 Sales-Based Financing Disclosure Requirements
• N.Y. Financial Services Law § 804 Closed-End Commercial Financing Disclosure Requirements
• N.Y. Financial Services Law § 805 Open-End Commercial Financing Disclosure Requirements
• N.Y. Financial Services Law § 806 Factoring Transaction Disclosure Requirements
• N.Y. Financial Services Law § 807 Other Forms of Financing Disclosure Requirements
• N.Y. Financial Services Law § 808 Disclosure Requirements For Renewal Financing
• N.Y. Financial Services Law § 809 Required Signature
• N.Y. Financial Services Law § 810 Additional Information
• N.Y. Financial Services Law § 811 Rules and Regulations
• N.Y. Financial Services Law § 812 Penalties