Chapter 1321. Small Loans
Index
- R.C. § 1321.01 Small Loan Law Definitions; Division of Financial Institutions Responsibility
- R.C. § 1321.02 Small Loan License Requirement; Exceptions
- R.C. § 1321.03 Application For Small Loan License; Fee
- R.C. § 1321.04 Small Loan License Application Approval
- R.C. § 1321.05 Contents of Small Loan License; Annual Fee and Assessment; Assets
- R.C. § 1321.04 [Effective 12/29/2023] Small Loan License Application Approval
- R.C. § 1321.06 Additional Small Loan Licenses; Change of Place of Business
- R.C. § 1321.07 Examination of Small Loan Licensee's Records; Division Powers
- R.C. § 1321.08 Suspension Or Revocation of Small Loan License
- R.C. § 1321.09 Small Loan Licensee Recordkeeping; Annual Report
- R.C. § 1321.10 Small Loan Law Rules and Orders; Procedure In Case of Violation; Certified Statements
- R.C. § 1321.11 Prohibited Statements and Representations
- R.C. § 1321.12 Small Loan Licensee - Prohibited Acts
- R.C. § 1321.13 Small Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance
- R.C. § 1321.131 Small Loan Alternative Interest Rate
- R.C. § 1321.14 Duties of Small Loan Licensee; Prohibited Acts
- R.C. § 1321.141 [See Note] Small Loan Requirements and Restrictions
- R.C. § 1321.15 Loans Designed to Circumvent Limitations On Interest Rates, Charges, Or Loan Amount
- R.C. § 1321.16 Open-End Loans By Small Loan Licensee
- R.C. § 1321.17 Out-Of-State Small Loans
- R.C. § 1321.18 Civil Action to Reverse, Rescind, Or Modify Division Order
- R.C. § 1321.19 Cancellation Or Alteration of Small Loan License Does Not Impact Existing Contracts
- R.C. § 1321.20 Fees - Licenses, Registration Under This Chapter and For Pawnbrokers and Precious Metals Dealers
- R.C. § 1321.21 Consumer Finance Fund
- R.C. § 1321.211 [Repealed]
- R.C. § 1321.31 Assignment of Personal Earnings - Requirements, Limitations, Priority
- R.C. § 1321.32 Assignment of Wages Invalid - Exception
- R.C. § 1321.33 Wage Assignments For Support of Spouse Or Children Not Subject to Small Loan Law Or Rc 1321.31
- R.C. § 1321.35 [See Note] Short-Term Loan Law Definitions
- R.C. § 1321.36 [See Note] Short-Term Loan License Required; Telephone and Mail Loans; Exceptions; Applicability of Short-Term Loan Law
- R.C. § 1321.37 Application For Short-Term Loan License; Fee; Approval Procedure; Assets; Bond
- R.C. § 1321.38 Contents of Short-Term Loan License; Additional Licenses; Change of Place of Business
- R.C. § 1321.37 [Effective 12/29/2023] Application For Short-Term Loan License; Fee; Approval Procedure; Assets; Bond
- R.C. § 1321.39 [See Note] Short-Term Loan Requirements and Restrictions
- R.C. § 1321.391 [See Note] Short-Term Loans of Longer Than 90 Days
- R.C. § 1321.37 [Effective 12/29/2023] Application For Short-Term Loan License; Fee; Approval Procedure; Assets; Bond
- R.C. § 1321.40 [See Note] Maximum Interest Rate; Permissible Short-Term Loan Fees
- R.C. § 1321.401 [See Note] Refinancing Short-Term Loans
- R.C. § 1321.402 [See Note] Prepayment Or Refinancing Prior to Short-Term Loan Maturity Date
- R.C. § 1321.403 [See Note] Short-Term Loan Fee Cap; Exceptions
- R.C. § 1321.41 [See Note] Short-Term Loan Licensee Prohibitions
- R.C. § 1321.411 Short-Term Loan Collection Limitations
- R.C. § 1321.42 Enforcement Actions Relating to Short-Term Loan License
- R.C. § 1321.421 Examination of Short-Term Loan Licensee's Records
- R.C. § 1321.422 [See Note] Short-Term Loan Licensee Recordkeeping; Annual Reports
- R.C. § 1321.43 Short-Term Loan Law Rules and Orders
- R.C. § 1321.44 Violations of Short-Term Loan Law Are Unfair Or Deceptive Acts; Criminal Proceedings
- R.C. § 1321.45 Prohibited Short-Term Loan Debt Collection Practices
- R.C. § 1321.46 [See Note] Verification of Borrower's Income Before Making Short-Term Loan
- R.C. § 1321.461 [Repealed]
- R.C. § 1321.47 Duties of Short-Term Loan Licensees; Civil Action By Borrower
- R.C. § 1321.48 Reports By Superintendent; Confidentiality of Information
- R.C. § 1321.51 General Loan Law Definitions
- R.C. § 1321.52 Registrants May Make General Loans; Choice of Law; Security; Superintendent Authority
- R.C. § 1321.521 [Repealed]
- R.C. § 1321.522 [Repealed]
- R.C. § 1321.53 General Loan Certificate of Registration Application, Approval, Fee; Assets; Additional Certificates; Change In Place of Business; Exceptions to General Loan Law
- R.C. § 1321.531 [Repealed]
- R.C. § 1321.532 [Repealed]
- R.C. § 1321.533 [Repealed]
- R.C. § 1321.53 [Effective 12/29/2023] General Loan Certificate of Registration Application, Approval, Fee; Assets; Additional Certificates; Change In Place of Business; Exceptions to General Loan Law
- R.C. § 1321.534 [Repealed]
- R.C. § 1321.535 [Repealed]
- R.C. § 1321.536 [Repealed]
- R.C. § 1321.537 [Repealed]
- R.C. § 1321.538 [Repealed]
- R.C. § 1321.54 General Loan Rules; Suspension, Revocation, Or Refusal to Renew Registration; Fines; Alleged Violations
- R.C. § 1321.541 Actions By Attorney General, County Prosecutor to Enforce General Loan Law
- R.C. § 1321.55 General Loan Registrant Recordkeeping; Annual Report; Confidentiality
- R.C. § 1321.551 Evading General Loan Law Requirements
- R.C. § 1321.552 [Repealed]
- R.C. § 1321.56 Forfeiting General Loan Interest For Interest Rate Violation
- R.C. § 1321.57 General Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance
- R.C. § 1321.571 General Loan Alternative Interest Rate
- R.C. § 1321.58 Open-End Loans By General Loan Registrant
- R.C. § 1321.59 General Loan Law Registrant - Prohibited Acts
- R.C. § 1321.591 Compliance With Fair Debt Collection Practices Act
- R.C. § 1321.592 [See Note] Prohibited General Loans By Registrants
- R.C. § 1321.593 [Repealed]
- R.C. § 1321.594 [Repealed]
- R.C. § 1321.60 Advertising For General Loans
- R.C. § 1321.62 Consumer Installment Loan Act Definitions
- R.C. § 1321.63 Activities For Which Consumer Installment Loan License Is Required
- R.C. § 1321.631 Applicability of Consumer Installment Loan Act
- R.C. § 1321.632 Consumer Installment Loan Licensee Authority; Prohibited Activities
- R.C. § 1321.64 Application For Consumer Installment Loan License; Approval Procedure
- R.C. § 1321.641 Renewal of Consumer Installment Loan License
- R.C. § 1321.642 Effect of Change In Ownership of a Consumer Installment Loan Licensee; Notice
- R.C. § 1321.643 Place of Business; Additional Consumer Installment Loan Licenses; Change of Place of Business Or Name
- R.C. § 1321.64 [Effective 12/29/2023] Application For Consumer Installment Loan License; Approval Procedure
- R.C. § 1321.644 Persons Selling Tangible Goods Or Services
- R.C. § 1321.65 Asset Requirements of Consumer Installment Loan Licensee
- R.C. § 1321.66 Consumer Installment Loan Licensee Recordkeeping; Examination of Records
- R.C. § 1321.651 Advertising For Consumer Installment Loans
- R.C. § 1321.661 Consumer Installment Loan Licensee Call Reports
- R.C. § 1321.662 Confidential Information
- R.C. § 1321.663 Consumer Installment Loan Act Investigations - Prohibited Acts
- R.C. § 1321.664 Compliance With Federal Laws and Regulations
- R.C. § 1321.665 Preservation of Consumer Installment Loan Books and Records Before Ceasing Business
- R.C. § 1321.666 Authority of Superintendent to Enforce Consumer Installment Loan Act
- R.C. § 1321.667 Reimbursement of Licensee For Costs Associated With Providing Consumer Installment Loan Records
- R.C. § 1321.67 Closing of Consumer Installment Loans; Duties of Licensee
- R.C. § 1321.671 Repayment of Consumer Installment Loan
- R.C. § 1321.672 Insurance Obtained On Behalf of Consumer Installment Loan Borrower
- R.C. § 1321.673 Evading Consumer Installment Loan Requirements
- R.C. § 1321.674 Forfeiting Consumer Installment Loan Interest For Interest Rate Violation
- R.C. § 1321.68 Consumer Installment Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance
- R.C. § 1321.681 Open-End Consumer Installment Loans
- R.C. § 1321.69 Consumer Installment Loan Licensee Prohibitions
- R.C. § 1321.691 Remote Work Under the Residential Mortgage Lending Act and the Consumer Installment Loan Act
- R.C. § 1321.70 Enforcement Actions For Consumer Installment Loan Act Violations
- R.C. § 1321.701 Action By Attorney General, County Prosecutor to Enforce the Consumer Installment Loan Act
- R.C. § 1321.702 Rules Relating to the Consumer Installment Loan Act
- R.C. § 1321.71 Insurance Premium Finance Company Law Definitions
- R.C. § 1321.72 Application of Insurance Premium Finance Company Law
- R.C. § 1321.73 Insurance Premium Finance Company License Requirement; Annual Fee; Assets
- R.C. § 1321.74 Insurance Premium Finance Company License Application, Fee, Approval; Additional Licenses; Change of Place of Business
- R.C. § 1321.75 Enforcement Actions Regarding Insurance Premium Finance Company License
- R.C. § 1321.76 Insurance Premium Finance Company Licensee Recordkeeping; Division Powers
- R.C. § 1321.77 Insurance Premium Finance Company Rules
- R.C. § 1321.78 Premium Finance Agreement; Notice to Insurer
- R.C. § 1321.74 [Effective 12/29/2023] Insurance Premium Finance Company License Application, Fee, Approval; Additional Licenses; Change of Place of Business
- R.C. § 1321.79 Insurance Premium Finance Company Finance Charge Limits
- R.C. § 1321.791 Insurance Premium Finance Company Alternative Finance Charges
- R.C. § 1321.80 Delinquency, Cancellation, and Check Collection Charges
- R.C. § 1321.81 Cancellation of Insurance Contract Listed In Premium Finance Agreement
- R.C. § 1321.82 Return to Insurance Premium Finance Company of Gross Unearned Premium Upon Cancellation of Insurance Contract
- R.C. § 1321.83 Secured Transactions Filing Provisions Not Applicable to Insurance Premium Finance Agreements
- R.C. § 1321.84 Effect of Child Support Default On License, Certificate, Or Permit
- R.C. § 1321.90 to 1321.93 [Repealed]
- R.C. § 1321.99 [See Note] Penalty