Chapter 4. Bank Deposits and Collections
Part 1. General Provisions and Definitions
- T.C.A. § 47-4-101 Short Title
- T.C.A. § 47-4-102 Applicability
- T.C.A. § 47-4-103 Variation By Agreement; Measure of Damages; Action Constituting Ordinary Care
- T.C.A. § 47-4-104 Definitions and Index of Definitions
- T.C.A. § 47-4-105 "Bank" - "Depositary Bank" - "Payor Bank" - "Intermediary Bank" - "Collecting Bank" - "Presenting Bank."
- T.C.A. § 47-4-106 Payable Through Or Payable At Bank - Collecting Bank
- T.C.A. § 47-4-107 Separate Office of Bank
- T.C.A. § 47-4-108 Time of Receipt of Items
- T.C.A. § 47-4-109 Delays
- T.C.A. § 47-4-110 Electronic Presentment
- T.C.A. § 47-4-111 Statute of Limitations
Part 2. Collection of Items - Depositary and Collecting Banks
- T.C.A. § 47-4-201 Status of Collecting Bank As Agent and Provisional Status of Credits - Applicability of Chapter - Item Endorsed "Pay Any Bank"
- T.C.A. § 47-4-202 Responsibility For Collection Or Return - When Action Timely
- T.C.A. § 47-4-203 Effect of Instructions
- T.C.A. § 47-4-204 Methods of Sending and Presenting - Sending Directly to Payor Bank
- T.C.A. § 47-4-205 Depositary Bank Holder of Unendorsed Item
- T.C.A. § 47-4-206 Transfer Between Banks
- T.C.A. § 47-4-207 Transfer Warranties
- T.C.A. § 47-4-208 Presentment Warranties
- T.C.A. § 47-4-209 Encoding and Retention Warranties
- T.C.A. § 47-4-210 Security Interest of Collecting Bank In Items, Accompanying Documents and Proceeds
- T.C.A. § 47-4-211 When Bank Gives Value For Purposes of Holder In Due Course
- T.C.A. § 47-4-212 Presentment By Notice of Item Not Payable By, Through, Or At Bank - Liability of Drawer Or Endorser
- T.C.A. § 47-4-213 Medium and Time of Settlement By Bank
- T.C.A. § 47-4-214 Right of Charge-Back Or Refund - Liability of Collecting Bank - Return of Item
- T.C.A. § 47-4-215 Final Payment of Item By Payor Bank - When Provisional Debits and Credits Become Final - When Certain Credits Become Available For Withdrawal
- T.C.A. § 47-4-216 Insolvency and Preference
Part 3. Collection of Items - Payor Banks
- T.C.A. § 47-4-301 Deferred Posting - Recovery of Payment By Return of Items - Time of Dishonor - Return of Items By Payor Bank
- T.C.A. § 47-4-302 Payor Bank's Responsibility For Late Return of Item
- T.C.A. § 47-4-303 When Items Subject to Notice, Stop-Payment Order, Legal Process, Or Setoff - Order In Which Items May Be Charged Or Certified
Part 4. Relationship Between Payor Bank and Its Customer
- T.C.A. § 47-4-401 When Bank May Charge Customer's Account
- T.C.A. § 47-4-402 Bank's Liability to Customer For Wrongful Dishonor - Time of Determining Insufficiency of Account
- T.C.A. § 47-4-403 Customer's Right to Stop Payment - Burden of Proof of Loss
- T.C.A. § 47-4-404 Bank Not Obliged to Pay Check More Than Six Months Old
- T.C.A. § 47-4-405 Death Or Incompetence of Customer
- T.C.A. § 47-4-406 Customer's Duty to Review Statements of Account
- T.C.A. § 47-4-407 Payor Bank's Right to Subrogation On Improper Payment
Part 5. Collection of Documentary Drafts
- T.C.A. § 47-4-501 Handling of Documentary Drafts; Duty to Send For Presentment and to Notify Customer of Dishonor
- T.C.A. § 47-4-502 Presentment of "On Arrival" Drafts
- T.C.A. § 47-4-503 Responsibility of Presenting Bank For Documents and Goods - Report of Reasons For Dishonor - Referee In Case of Need
- T.C.A. § 47-4-504 Privilege of Presenting Bank to Deal With Goods - Security Interest For Expenses