Title 70c. Utah Consumer Credit Code
Chapter 1. General Provisions and Definitions
- § 70c-1-101. Short Title
- § 70c-1-102. Purposes -- Rules of Construction
- § 70c-1-103. General Principles of Law Apply -- Treatment of Charge Or Fee
- § 70c-1-104. Construction Against Implied Repeal
- § 70c-1-105. Limitations By Other Laws Not Displaced
- § 70c-1-106. Determination of Interest Rate
- § 70c-1-201. Covered Transactions
- § 70c-1-202. Exempted Transactions
- § 70c-1-203. Limitation On Creditor's Remedies In Out-Of-State Transactions
- § 70c-1-301. Interpretation Consistent With Federal Law
- § 70c-1-302. Definitions
Chapter 2. Finance Charges and Related Provisions
- § 70c-2-101. Finance and Other Charges
- § 70c-2-102. Delinquency Charges
- § 70c-2-103. Deferral Charges
- § 70c-2-104. Advances to Perform Covenants of Buyer
- § 70c-2-105. Attorney's Fees
- § 70c-2-201. Authorization to Confess Judgment Prohibited
- § 70c-2-202. Assignment of Earnings Prohibited
- § 70c-2-203. Additional Security In Consumer Leases Prohibited
- § 70c-2-204. Certain Negotiable Instruments Prohibited
- § 70c-2-205. Assignee Subject to Defenses
- § 70c-2-206. Settlement of Claims
- § 70c-2-207. Referral Sales
Chapter 3. Closed-End Consumer Credit Debt
Chapter 5. Home Solicitation Sales
Chapter 6. Insurance
- § 70c-6-101. Scope -- Relation to Credit Insurance -- Applicability to Parties
- § 70c-6-102. Definition -- Consumer Credit Insurance
- § 70c-6-103. Creditor's Provision of and Charge For Insurance -- Excess Amount of Charge
- § 70c-6-104. Conditions Applying to Insurance to Be Provided By Creditor
- § 70c-6-105. Maximum Charge By Creditor For Insurance
- § 70c-6-106. Refund Or Credit Required -- Amount
- § 70c-6-107. Existing Insurance -- Choice of Insurer
- § 70c-6-108. Charge For Insurance In Connection With a Deferral, Refinancing, Or Consolidation -- Duplicate Charges
- § 70c-6-201. Term of Insurance
- § 70c-6-202. Maximum Amount of Insurance
- § 70c-6-203. Filing and Approval of Rates and Forms
- § 70c-6-301. Property Insurance
- § 70c-6-302. Insurance On Creditor's Interest Only
- § 70c-6-303. Liability Insurance
- § 70c-6-304. Cancellation By Creditor
Chapter 7. Remedies and Penalties
- § 70c-7-101. Restriction On Deficiency Judgments In Consumer Credit Sales
- § 70c-7-102. No Garnishment Before Judgment
- § 70c-7-103. Definitions -- Limitation On Garnishment
- § 70c-7-104. No Discharge From Employment For Garnishment
- § 70c-7-105. Extortionate Extensions of Credit
- § 70c-7-106. Unconscionability
- § 70c-7-107. Notice of Negative Credit Report Required
- § 70c-7-201. Effect of Violations By Creditors -- Penalties -- Debtor's Rights
- § 70c-7-202. Assignees of Creditor
- § 70c-7-203. Refunds and Penalties As Setoff to Obligation
- § 70c-7-204. Attorney's Fees
- § 70c-7-205. Statute of Limitations
- § 70c-7-206. Creditor's Defenses
Chapter 8. Administration
- § 70c-8-101. Administration of Title
- § 70c-8-102. Powers of Department -- Conformity With Federal Law -- Reliance On Rules -- Consumer Education
- § 70c-8-103. Investigatory Powers -- Evidence
- § 70c-8-104. Enforcement Proceedings
- § 70c-8-105. Judicial Review
- § 70c-8-106. Debtor's Remedies Not Affected
- § 70c-8-107. Temporary Or Injunctive Relief Against Unconscionable and Fraudulent Conduct
- § 70c-8-201. Applicability
- § 70c-8-202. Notification
- § 70c-8-203. Fees -- Examinations