Earl "Butch" Umble v. Principal Life Insurance Co., 032320 IAWC, 5065077

Case DateMarch 23, 2020
CourtIowa
EARL "BUTCH" UMBLE, Claimant
v.
PRINCIPAL LIFE INSURANCE COMPANY, Employer, Self-Insured, Defendant.
No. 5065077
Iowa Workers Compensation
Before the Iowa Workers' Compensation Commissioner
March 23, 2020
         Head Note Nos. 1803, 1108, 1108.50           APPEAL DECISION           JENNIFER S. GERRISH-LAMPE, DEPUTY WORKERS’ COMPENSATION COMMISSIONER          Defendant Principal Life Insurance Company, self-insured employer, appeals from an arbitration decision filed on August 13, 2018. Claimant Earl "Butch" Umble, filed a cross appeal. The case was heard on July 3, 2018, and it was considered fully submitted in front of the deputy worker's compensation commissioner on July 23, 2018.          In the arbitration decision, the deputy commissioner found that the claimant sustained a permanent disability arising out of pre-existing conditions to claimant's arthritic hip and the degenerative condition in claimant's back. Because of this permanent disability, claimant was awarded 15 percent industrial disability. Further, the deputy commissioner awarded medical benefits and pages one through nine of the attachment to the hearing report and mileage corresponding to the medical visits contained in aforementioned pages one through nine.          On appeal, defendant asserts the finding that there was a permanent aggravation of claimant's pre-existing conditions was erroneous and that the 15 percent industrial disability was excessive. Claimant cross appeals on the basis that the award of 15 percent industrial disability was too modest.          I performed a de novo review of the evidentiary record and the detailed arguments of the parties. Pursuant to Iowa Code sections 17A.5 and 86.24, those portions of the proposed arbitration decision filed on August 13, 2018, that relate to the issues properly raised on intra-agency appeal are affirmed in full.          Defendant's primary complaint regarding the permanency finding is that the deputy erroneously relied upon the opinion of Sunil Bansal, M.D. over that of Steven Aviles, M.D.          The question of causal connection is essentially within the domain of expert testimony. The expert medical evidence must be considered with all other evidence introduced bearing on the causal connection between the injury and the disability. Supportive lay testimony may be used to buttress the expert testimony and, therefore, is also relevant and material to the causation question. The weight to be given to an expert...

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