Administrative consideration of burden with new regulations
Currency | Current through P.L. 118-13 (published on www.congress.gov on 08/07/2023) |
Citation | 12 U.S.C. § 4802 |
(a) Agency considerations
In determining the effective date and administrative compliance requirements for new regulations that impose additional reporting, disclosure, or other requirements on insured depository institutions, each Federal banking agency shall consider, consistent with the principles of safety and soundness and the public interest-
(1) any administrative burdens that such regulations would place on depository institutions, including small depository institutions and customers of depository institutions; and
(2) the benefits of such regulations.
(b) Adequate transition period for new regulations
(1) In general
New regulations and amendments to regulations prescribed by a Federal banking agency which impose additional reporting, disclosures, or other new requirements on insured depository institutions shall take effect on the first day of a calendar quarter which begins on or after the date on which the regulations are published in final form, unless-
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