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- 2023 Edition
- Title 6. Commercial Law - General Regulatory Provisions
- Chapter 6-27. Truth In Lending and Retail Selling
R.I. Gen. Laws § 6-27-5 Consumer Notes
Library | Rhode Island Statutes |
Edition | 2023 |
Currency | Current through 2023 Public Law 398 |
Year | 2023 |
Citation | R.I. Gen. Laws § 6-27-5 |
(a) If any contract between a retail seller and a retail buyer for th...
(b) A creditor who obtains a note from the maker in violation of this section shall be punished by a fine of not less than one hundred dollars ($100) nor more than five hundred dollars ($500).
(c) If a note is obtained by a creditor from a maker in violation of this section, no finance, delinquency, collection, repossession, or refinancing charges may be recovered in any action or proceeding based on the contract for sale by the creditor and if the charges are recovered from a maker by a holder in due course, the maker may recover the charges from the creditor who violated the provisions of this section.
(d) The provisions of this section shall not apply to any notes executed in connection with any financing that is insured under federal housing administration regulations.
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