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- Part I. Unauthorized Insurance
La. R.S. § 22:1905 Domestic Insurer Prohibited From Issuing Policies In State Where Unauthorized; Commissioner's Approval Required
Library | Louisiana Statutes |
Edition | 2023 |
Currency | Current with changes from the 2023 Legislative Session |
Year | 2023 |
Citation | La. R.S. § 22:1905 |
A. Subject to the exceptions set forth in Subsection C of this Section, no domestic insurer shall enter into a contract of insurance upon the life or person of a resident of another state, or covering property or risks located in another state, unless such insurer is authorized pursuant to the laws of such other state to do business therein.
B. Subject to the exceptions set forth in Subsection C of this Section, no domestic insurer shall offer or issue policies in another state until after the commissioner has granted his approval of the proposed issuance of policies in the other state. In determining whether such approval shall be granted to the insurer, the commissioner shall consider and evaluate the potential impact of such issuance to the interests of the Louisiana policyholders of the domestic insurer.
C. The following constitute the exceptions to the provisions of Subsections A and B of this Section:
(1) Contracts entered into where the prospective insured is personally present in a state in which the insurer is authorized to do business when he signs the application.
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