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N.J.S. § 2A:50-75 Findings, Declarations Relative to Foreclosure Mediation; Definitions
Library | New Jersey Permanent Statutes |
Edition | 2023 |
Currency | Current through L. 2023, c. 171. |
Year | 2023 |
Citation | N.J.S. § 2A:50-75 |
a. The Legislature finds and declares that the New Jersey Judiciary established a Foreclosure Mediation Program in 2008 in response to the increase in residential foreclosures. This act ensures the continuation of mediation services provided under that program to assist homeowners and lenders in pursuing a mutually agreeable alternative to mortgage foreclosure litigation and to avoid the harmful effects of residential property foreclosure on homeowners, families, and communities.
b. For the purposes of P.L. 2019, c. 64(C.2A:50-74 et al.):
"Certification document" means the document that the homeowner-borrower is required to submit to the court upon the initiation of foreclosure mediation, pursuant to subsection b. of section 4 and subsection a. of section 5 of P.L. 2019, c. 64(C.2A:50-77 and C.2A:50-78).
"Eligible property" means an owner-occupied one- to four-dwelling unit residence, one of which is occupied, or is planned to be occupied, by the homeowner-borrower, or a member of the homeowner-borrower's immediate family.
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