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- Article 1. Short Title; Definitions; Miscellaneous Provisions
N.Y. Banking Law § 6-N Responsibility of Banks For Mortgages Being Processed For Modification
Library | New York Statutes |
Edition | 2023 |
Currency | Current through 2023 NY Law Chapter 682 |
1. If a mortgage that is the subject of an application for a modification of the mortgage terms is sold or transferred during the modification process, the bank or financial institution selling or transferring such mortgage shall provide the borrower with a written list of all documents relating to such application for modification that were provided to the bank or financial institution to which such mortgage was sold or transferred.
2. If a borrower has been approved in writing for a first lien loan modification or other modification to avoid foreclosure, and the servicing of such borrower's loan is transferred or sold to another mortgage servicer, the subsequent mortgage servicer shall assume all duties and obligations related to any previously approved first lien loan modification or other foreclosure prevention alternative in accordance with the provisions of this section.
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