RSA 638:20 Insurance Fraud

• Library: New Hampshire Statutes
• Edition: 2023
• Currency: Current through 2023 Legislative Session
• Year: 2023
• Citation: RSA 638:20

I.In this section:

(a) "Bidding'' includes a bid made as any contractor, general contractor, or subcontractor.

(b) "Financial interest'' means any direct or indirect interest in the entity, whether as an owner, partner, officer, manager, employee, agent, consultant, advisor, or representative, but does not include an employee who does not participate in management of the entity and ownership in a mutual or common investment fund that holds securities unless the person participates in the management of the fund.

(c) "Insurance policy'' includes an actual or purported insurance policy.

(d) "Insurer'' includes any insurance company, health maintenance organization, or reinsurance company, or broker or agent thereof, or insurance claims adjuster.

(e) "Participating in public works projects'' means bidding or working on any public works project or holding any financial interest in any entity bidding or working on any public works project.

(f) "Public works project'' means any construction project financed by public funds.

(g) "Statement'' includes, but is not limited to, any notice, statement, proof of loss, bill of lading, receipt of payment, invoice, account, estimate of property damages, bill for service, diagnosis, prescription, hospital or doctor records, x-rays, test results, or other evidence of loss, injury, or expense.

I-a.[Repealed.]

II.A person is guilty of insurance fraud, if, such person knowingly and with intent to injure, defraud or deceive any insurer, conceals or causes to be concealed from any insurer a material statement, or presents or causes to be presented to any insurer, or prepares with knowledge or belief that it will be so presented, any written or oral statement including computer-generated documents, knowing that such statement contains any false, incomplete or misleading information which is material to:

(a) An application for the issuance of any insurance policy.

(b) The rating of any insurance policy.

(c) A claim for payment or benefit pursuant to any insurance policy.

(d) Premiums on any insurance policy.

(e) Payments made in accordance with the terms of any insurance policy.