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- Title 31. Interest and Usury
- Chapter 31:1. Contract Rate; Rate On Mortgages On Dwellings and Other Loans; Computation of Interest Or Discount; Determination of Rates
N.J.S. § 31:1-1.1 Loans; Rate of Interest; Regulations; Exceptions
Library | New Jersey Permanent Statutes |
Edition | 2023 |
Currency | Current through L. 2023, c. 118. |
Year | 2023 |
Citation | N.J.S. § 31:1-1.1 |
Notwithstanding any provisions of R.S. 31:1-1 to the contrary, the commissioner may by regulation establish a rate of interest which may be charged by any person on loans made by them equal to the rate allowed by Federal law or regulation to be charged by national banking associations at any time when the rate so allowed by Federal law exceeds 8% per annum. Nothing herein shall authorize any person to make any loan which he is not authorized by law to make, nor shall anything in this act apply to loans secured by a first lien on real estat...
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