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- Title 42. THE PUBLIC HEALTH AND WELFARE
- Chapter 157. Quality, Affordable Health Care For All Americans
- Subchapter I. Immediate Actions to Preserve and Expand Coverage
42 U.S.C. § 18002 - Reinsurance for early retirees
Cite as | 42 U.S.C. § 18002 |
(a) Administration
(1) In general
Not later than 90 days after March 23, 2010, the Secretary shall establish a temporary reinsurance program to provide reimbursement to participating employment-based plans for a portion of the cost of providing health insurance coverage to early retirees (and to the eligible spouses, surviving spouses, and dependents of such retirees) during the period beginning on the date on which such program is established and ending on January 1, 2014.
(2) Reference
In this section:
(A) Health benefits
The term "health benefits" means medical, surgical, hospital, prescription drug, and such other benefits as shall be determined by the Secretary, whether self-funded, or delivered through the purchase of insurance or otherwise.
(B) Employment-based plan
The term "employment-based plan" means a group benefits plan providing health benefits that-
(i) is-
(I) maintained by one or more current or former employers (including without limitation any State or local government or political subdivision thereof or any agency or instrumentality of any of the foregoing), employee organization, a voluntary employees' beneficiary association, or a committee or board of individuals appointed to administer such plan; or
(II) a multiemployer plan (as defined in section 1002(37) of title 29); and
(ii) provides health benefits to early retirees.
(C) Early retirees
The term "early retirees" means individuals who are age 55 and older but are not eligible for coverage under title XVIII of the Social Security Act [ 42 U.S.C. 1395 et seq.], and who are not active employees of an employer maintaining, or currently contributing to, the employment-based plan or of any employer that has made substantial contributions to fund such plan.
(b) Participation
(1) Employment-based plan eligibility
A participating employment-based plan is an employment-based plan that-
(A) meets the requirements of paragraph (2) with respect to health benefits provided under the plan; and
(B) submits to the Secretary an application for participation in the program, at such time, in such manner, and containing such information as the Secretary shall require.
(2) Employment-based health benefits
An employment-based plan meets the requirements of this paragraph if the plan-
(A) implements programs and procedures to generate cost-savings with respect to participants with chronic and high-cost conditions;
(B) provides documentation of the actual cost of medical claims involved; and
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