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- Title XXXIII. Regulation of Trade, Commerce, Investments, and Solicitations
- Chapter 520. Retail Installment Sales
- Part V. Home Improvement Sales and Finance
Fla. Stat. § 520.785 Simple-Interest Contracts
Library | Florida Statutes |
Edition | 2023 |
Currency | Current through Chapter 352 of the 2023 Legislative Session |
Year | 2023 |
Citation | Fla. Stat. § 520.785 |
A retail installment contract under The Home Improvement Sales and Finance Act may provide that the finance charge be calculated on a simple-interest basis subject to the following provisions:
(1) Instead of a finance charge computed on the amount financed as determined under s. 520.73(2), the seller may compute the finance charge at a simple-interest rate equivalent to the finance charge permitted by s. 520.78(1) on the unpaid balance as it changes from time to time or by any other method.
(2) The language in s. 520.78(1) which provides that the finance charge may be computed on the basis of a full month for any fractional-month period in excess of 15 days shall not be applicable to a simple-interest contract.
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