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ORS 733.560 - "Unencumbered" defined
Cite as | ORS 733.560 |
As used in ORS 733.510 to 733.780, "unencumbered" means the nonexistence of any lien, burden or charge having priority over the lien securing the insurer's investment. The following shall not be considered encumbrances on real property or leasehold interests therein:
(1) Reservations of mineral, oil or timber rights, easements, rights of way, sewer rights or rights of walls.
(2) Liens for taxes or assessments not delinquent.
(3) Building restrictions or other restrictive covenants common to the community.
(4) Where the loan is secured by a lien upon real property, a lease under which rents or profits are reserved to the owner, if in any event the security for the loan would be a first lien upon the real property except for such lease.
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